Define Your Goals & Budget

Clarify your homebuying purpose (residence vs. investment)
Set a realistic budget with mortgage pre-approval
Understand all costs: down payment, closing, and monthly expenses

Choose the Right Location

Realtor tip: Prioritize school zones, commute time, and resale value
Investor tip: Look for rental potential, growth trends, and local ROI

Build the Right Team

Work with a proven real estate agent, lender, and home inspector
Investor insight: Bring in a property manager early if it's a rental
Legal/loan professionals help avoid costly mistakes

House Hunting & Offer Strategy

Focus on homes that meet 80–90% of your needs
Act quickly in competitive markets
Use offer contingencies wisely (inspection, appraisal)
Investors: Run the numbers before offering (cash flow, cap rate)

Due Diligence & Closing

Get a thorough inspection & negotiate repairs or credits
Final walkthrough and insurance setup before closing day
Investor tip: Look for properties with hidden upside or seller flexibility

Post-Purchase Success

Set up home maintenance routines to protect your investment
Make extra payments to build equity faster
Investors: Reinvest profits into your next property
Agent advice: Track your home value yearly for refinancing or selling